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John KurtzCharlotte · NC

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Morganton · Morganton, NC

105 Horse Shoe Lane

Morganton, NC · 1,972 sqft

$456,000

  • 4Beds
  • 2.5Baths
  • 1,972SqFt
  • 1987Year
  • 7Days on market

About this home

Enjoy everything 105 Horse Shoe Lane in Country Retreat has to offer. This inviting home blends comfort, natural beauty, and a peaceful setting, all within a well-established neighborhood just minutes from downtown Morganton. Featuring 4 bedrooms and 2.5 bathrooms, the home sits on a wooded lot that offers both privacy and a connection to nature. Relax on the covered front porch or unwind on the back deck while enjoying the surrounding wildlife and serene atmosphere.Inside, you’ll find a tasteful mix of hardwood and tile flooring, with cozy carpet in the bedrooms. The updated kitchen boasts granite countertops, newer appliances, and a spacious walk-in pantry—perfect for everyday living and entertaining alike. Additional features include a walk-in crawlspace providing convenient extra storage and a two car garage with small workshop. There are many built-in features including a Murphy bed. This home offers the ideal combination of comfort, charm, and location.

Property details

Beds
4
Baths
2.5
SqFt
1,972
Lot
Year built
1987
Type
Single Family
Days on market
7
Garage
2
Style
Colonial
Heating
Heat Pump
Cooling
Ceiling Fan(s), Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Hardwood, Tile

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,356/ month

Principal & interest
$2,824
Property tax (~1.05%)
$399
Homeowners insurance
$133
HOA dues

Down payment

$22,800 down · $433,200 financed

Income to qualify (28% rule)

~$143,834 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.