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John KurtzCharlotte · NC

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Stony Point · Stony Point, NC

105 Mountain Aire Drive

Stony Point, NC · 1,543 sqft

$499,500

Reduced from $525,000

  • 2Beds
  • 3Baths
  • 1,543SqFt
  • 2000Year
  • 1.2 Ac irregLot
  • 138Days on market

About this home

It’s never too early to start planning your lake life! Located in the gated Riverwalk community on Lake Lookout Shoals, this property offers the rare feel of living on a quiet, secluded lake. Situated on approximately 1.2 acres of waterfront this home perfectly positioned to capture gorgeous southwest lake views and unforgettable western sunsets. The spacious living room and eat-in kitchen both open directly to a large, elevated lake-view deck featuring composite decking and cable railing. Crown moldings in all main level living areas. Additional outdoor living spaces include a ground-level patio beneath the deck and a separate yard-level deck, all enjoying serene water views. The primary bedroom features a walk-in closet and an ensuite bathroom with walk-in shower and linen closet. The guest bedroom also includes a walk-in closet. A full, unfinished basement with 10-foot ceilings offers excellent potential for a game room or additional living space and includes built-in storage shelving. The oversized one-car garage is equipped with a workbench and a bathroom with shower, making lake days especially convenient. On-property lake access includes a beach area, boardwalk, and a floating boat dock with metal roof and boat lift. Several lake toys convey with the property, including a canoe and float tubes. Recent updates include new windows in 2024, a new roof in 2023, and new kitchen countertops in 2025. The property is served by a private well and septic system. The Riverwalk community offers gated roads, a private beach, picnic pavilion, boat launch ramp, day dock, and a locked boat storage lot. Conveniently located near golf, hiking, fishing, and easy day trips to Charlotte, Asheville, Boone, Blowing Rock, Statesville, and more. Property is located on a gated street and shown by appointment only.

Property details

Beds
2
Baths
3
SqFt
1,543
Lot
1.2 Ac irreg
Year built
2000
Type
Single Family
Days on market
138
Garage
1
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement
Flooring
Carpet, Vinyl, Wood
HOA dues
$510 / yr

Features

  • Cable Prewire
  • Kitchen Island
  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,718/ month

Principal & interest
$3,093
Property tax (~1.05%)
$437
Homeowners insurance
$145
HOA dues
$42

Down payment

$24,975 down · $474,525 financed

Income to qualify (28% rule)

~$159,377 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.