Charlotte · Charlotte, NC
105 N Smallwood Place
Charlotte, NC · 2,045 sqft
$569,000
Reduced from $589,000
- 3Beds
- 2.5Baths
- 2,045SqFt
- 2025Year
- 54Days on market
About this home
Modern new construction townhome offering NO HOA and easy access to Uptown and I77! Welcome home to this move-in-ready 3 bedroom, 2.5 bath home which features an open-concept layout filled with natural light, a modern kitchen with quartz countertops, stainless steel appliances, and a large island. Spacious primary suite with dual walk-in closet and spa-style bath. Enjoy a private deck, fully fenced backyard, and rare HUGE 2-car garage! Located in a rapidly growing area close to fun new restaurants, breweries, greenways, public transportation and major commuter routes. Modern design, prime location, and no HOA dues. Plus up to $10,000 in closing cost assistance available with the preferred lender, this is an incredible opportunity in a central, fast-growing location. Reach out with any questions!
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 2,045
- Lot
- —
- Year built
- 2025
- Type
- Townhome
- Days on market
- 54
- Garage
- 2
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
- Foundation
- Slab
- Flooring
- Vinyl
Features
- Attic Stairs Pulldown
- Kitchen Island
- Open Floorplan
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,187/ month
- Principal & interest
- $3,523
- Property tax (~1.05%)
- $497
- Homeowners insurance
- $165
- HOA dues
- —
Down payment
$28,450 down · $540,550 financed
Income to qualify (28% rule)
~$179,478 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


