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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

105 N Smallwood Place

Charlotte, NC · 2,045 sqft

$569,000

Reduced from $589,000

  • 3Beds
  • 2.5Baths
  • 2,045SqFt
  • 2025Year
  • 54Days on market

About this home

Modern new construction townhome offering NO HOA and easy access to Uptown and I77! Welcome home to this move-in-ready 3 bedroom, 2.5 bath home which features an open-concept layout filled with natural light, a modern kitchen with quartz countertops, stainless steel appliances, and a large island. Spacious primary suite with dual walk-in closet and spa-style bath. Enjoy a private deck, fully fenced backyard, and rare HUGE 2-car garage! Located in a rapidly growing area close to fun new restaurants, breweries, greenways, public transportation and major commuter routes. Modern design, prime location, and no HOA dues. Plus up to $10,000 in closing cost assistance available with the preferred lender, this is an incredible opportunity in a central, fast-growing location. Reach out with any questions!

Property details

Beds
3
Baths
2.5
SqFt
2,045
Lot
Year built
2025
Type
Townhome
Days on market
54
Garage
2
Heating
Electric, Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Vinyl

Features

  • Attic Stairs Pulldown
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,187/ month

Principal & interest
$3,523
Property tax (~1.05%)
$497
Homeowners insurance
$165
HOA dues

Down payment

$28,450 down · $540,550 financed

Income to qualify (28% rule)

~$179,478 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.