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John KurtzCharlotte · NC

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Saluda · Saluda, NC

105 Poplar Street

Saluda, NC

$227,000

Reduced from $320,000

  • 3Beds
  • 2Baths
  • 0SqFt
  • 1886Year
  • 36Days on market

About this home

There are homes…and then there are stories.

Perched quietly above the historic town of Saluda, NC since 1886, the J.L. “Daddy” Hart House is believed to be tied to one of Saluda’s earliest and enduring figures, James Leander Hart. Local accounts suggest he played a role in the early days of the railroad; some say even driving the first spike along the Saluda Grade. He was the local undertaker while running an general store and casket shop. He was also a builder of early structures that helped shape the town. While buyers should independently verify these details, the sense of history here is unmistakable.

Time has left its mark here. The home retains original elements like wide porches, wood-paneled interiors, and a setting framed by mature trees offering a glimpse into its early character and the opportunity to bring it forward with intention. This is not a project for the faint of heart, however. The home is in significant disrepair and will require extensive renovation, including structural and system updates. It is being sold as-is, offering a blank canvas for those with vision and an appreciation for preservation.

Saluda itself is a place where history and landscape meet. It is a storied railroad town now on the cusp of its next chapter with the planned Saluda Grade Trail. As interest in the area continues to grow, opportunities like this, where history, location, and potential converge, are increasingly rare.

For those drawn to the idea of bringing something meaningful back to life, this is a chance to be part of Saluda’s story

Property details

Beds
3
Baths
2
SqFt
0
Lot
Year built
1886
Type
Single Family
Days on market
36
Style
Traditional
Heating
Central, Forced Air
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Crawl Space
Flooring
Wood
View
Long Range, Mountain(s), Winter

Features

  • Attic Stairs Pulldown
  • Entrance Foyer

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,670/ month

Principal & interest
$1,405
Property tax (~1.05%)
$198
Homeowners insurance
$66
HOA dues

Down payment

$11,350 down · $215,650 financed

Income to qualify (28% rule)

~$71,602 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.