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John KurtzCharlotte · NC

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Mooresville · Mooresville, NC

105 Ridge Top Road

Mooresville, NC · 2,287 sqft

$1,230,000

  • 3Beds
  • 3.5Baths
  • 2,287SqFt
  • 1995Year
  • 7Days on market

About this home

Perfectly positioned on a spacious corner lot in a cove on Lake Norman, 105 Ridge Top offers an ideal blend of privacy, comfort, and effortless lake living, complete with a private covered dock and boat lift. From the moment you step inside, sightlines draw you through the main living area, out to the backyard, and down to the water which creates an immediate connection to the setting that makes this home so special. The main level is filled with natural light and features hardwood floors throughout, vaulted ceilings in both the living room and dedicated office, and a bright, neutral palette that feels both welcoming and timeless. The kitchen is thoughtfully designed for everyday living and entertaining, offering white cabinetry, marble countertops, stainless steel appliances, and generous prep and gathering space. Just off the main living areas, the laundry room is conveniently located and includes the washer and dryer. The primary suite is privately situated on the main level and features a well-appointed bath with dual vanities, soaking tub, tiled shower, Toto toilet, and a walk-in closet. Upstairs, two additional bedrooms and a versatile bonus room provide flexible space for guests, work-from-home needs, or recreation. One upstairs bedroom features an en-suite bath with walk-in shower, while the second is served by a nearby hall bath. Outdoor living is where this home truly shines. A recently added curved paver patio creates a natural gathering space, complete with a built-in charcoal grill and plenty of room for dining and lounging as you make your way down to the dock. The elevated rear deck offers an additional spot to relax or grill after a day on the water. The landscaped yard includes irrigation, a lush lawn, and a dedicated fire pit area - perfect for evenings by the lake. With community-owned land bordering one side, this property enjoys a unique sense of space and privacy. All of this, tucked into a quiet setting just minutes from shopping, dining, and top-rated schools in the greater Lake Norman area. This is lake living!

Property details

Beds
3
Baths
3.5
SqFt
2,287
Lot
Year built
1995
Type
Single Family
Days on market
7
Garage
2
Style
Traditional
Heating
Central, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
View
Water

Features

  • Garden Tub
  • Kitchen Island
  • Pantry
  • Walk-In Closet(s)
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$9,052/ month

Principal & interest
$7,617
Property tax (~1.05%)
$1,076
Homeowners insurance
$358
HOA dues

Down payment

$61,500 down · $1,168,500 financed

Income to qualify (28% rule)

~$387,975 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.