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John KurtzCharlotte · NC

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Albemarle · Albemarle, NC

1051 Pee Dee Avenue

Albemarle, NC · 2,266 sqft

$432,500

Reduced from $445,000

  • 3Beds
  • 2Baths
  • 2,266SqFt
  • 1930Year
  • 73 x 302Lot
  • 166Days on market

About this home

Two Houses, One Price: A charming home paired with a guest cottage in the heart of the Pee Dee Avenue Historic District is a rare real estate offering.

The interior features a gracious sunlight filled living room, a formal dining room perfect for gatherings and a butler’s pantry with custom built banquette seating for quick bites. A dedicated home office makes working from home both comfortable and private. On the main level, an updated hall bathroom showcases tile flooring and a spacious enclosed shower, while the upstairs primary bedroom with en-suite bath feels like a private spa with its tiled shower and elegant slipper tub accented by chrome hardware.

Outdoor living is equally enchanting. Relax on the screened porch or retreat to the backyard oasis, where a tranquil water feature and an outdoor fireplace create the ideal backdrop for evenings under the stars. Adding remarkable flexibility, a guest house / accessory dwelling unit (ADU) sits at the rear of the property—perfect for guests, studio for creative pursuits, or private work space. The guest house includes efficient mini-split heating and cooling, a compact living area, a dedicated kitchen space with sink and lower cabinetry, and a full bathroom with shower. Upstairs, a loft-style sleeping area is perfect for futons or twin beds offering a unique retreat. (note: no closets in the guest house).

With its historic setting, distinctive details, and rare bonus living space, this cottage presents a truly special opportunity to own a piece of Albemarle history on one of its most beloved streets. Even better, there is no HOA or Architectural Board of Review established for the Pee Dee Avenue Historic District.

Property details

Beds
3
Baths
2
SqFt
2,266
Lot
73 x 302
Year built
1930
Type
Single Family
Days on market
166
Style
Traditional
Heating
Central, Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Tile, Wood

Features

  • None

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,183/ month

Principal & interest
$2,678
Property tax (~1.05%)
$378
Homeowners insurance
$126
HOA dues

Down payment

$21,625 down · $410,875 financed

Income to qualify (28% rule)

~$136,422 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.