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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

10530 Southern Oak Court

Charlotte, NC · 1,224 sqft

$325,000

  • 3Beds
  • 2Baths
  • 1,224SqFt
  • 1989Year
  • 5Days on market

About this home

Welcome home to this charming 3-bedroom ranch in the heart of Charlotte! Featuring tall ceilings and an open floorplan, this home offers a bright and airy feel with spacious living areas designed for both relaxing and entertaining. The kitchen flows seamlessly into the main living space, creating the perfect setup for gatherings and everyday living. Step outside to enjoy the large covered back porch — an ideal spot for morning coffee, outdoor dining, or unwinding at the end of the day. Conveniently located close to shopping, dining, and major roadways, this home combines comfort, style, and convenience all in one!

Property details

Beds
3
Baths
2
SqFt
1,224
Lot
Year built
1989
Type
Single Family
Days on market
5
Garage
2
Heating
Forced Air
Cooling
Central Air
Foundation
Slab
HOA dues
$270 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,414/ month

Principal & interest
$2,012
Property tax (~1.05%)
$284
Homeowners insurance
$94
HOA dues
$22

Down payment

$16,250 down · $308,750 financed

Income to qualify (28% rule)

~$103,478 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.