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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

10584 English Setter Way

Charlotte, NC · 1,004 sqft

$225,000

  • 2Beds
  • 1.5Baths
  • 1,004SqFt
  • 2000Year
  • 8Days on market

About this home

Welcome to Hunter Downs—where comfort, convenience, and thoughtful updates come together! This beautifully renovated 2-bedroom, 1.5-bath home is truly move-in ready and offers stylish upgrades throughout, including new LVP flooring, fresh paint, updated light fixtures, and new stainless steel kitchen appliances. The bright and functional open floor plan features a freshly painted kitchen with ample cabinet space, a sunny dining area, and a spacious great room perfect for everyday living or entertaining guests. A convenient half bath and laundry closet completes the main level. Upstairs, both generously sized bedrooms feature vaulted ceilings, creating an open and airy retreat with plenty of natural light. Step outside to enjoy the private fenced backyard and refreshed wooden rear porch. Major updates include a roof replacement in 2022, adding peace of mind for years to come. Residents of Hunter Downs enjoy fantastic community amenities including a neighborhood pool, oversized cabana, and sidewalks perfect for evening strolls or summer relaxation. Conveniently located just minutes from I-485, shopping, dining, UNCC, medical centers, and entertainment, this home offers exceptional value in a desirable Charlotte location. Whether you’re a first-time buyer, downsizing, or looking for low-maintenance living, this one checks all the boxes! HOA fee is $247/month through June 2026 and will increase to $253/month thereafter. The confirmed special assessment will be paid in full at closing. New rental restrictions begin January 2026 requiring owner occupancy for 5 years prior to leasing, with all leases requiring a minimum 1-year term. *The HOA covers trash, water, sewer, front yard maintenance, siding and shingles.

Property details

Beds
2
Baths
1.5
SqFt
1,004
Lot
Year built
2000
Type
Townhome
Days on market
8
Style
Traditional
Heating
Electric
Cooling
Central Air
Foundation
Slab
HOA dues
$247 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,903/ month

Principal & interest
$1,393
Property tax (~1.05%)
$196
Homeowners insurance
$65
HOA dues
$247

Down payment

$11,250 down · $213,750 financed

Income to qualify (28% rule)

~$81,557 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.