Spruce Pine · Spruce Pine, NC
106 Chapel Street
Spruce Pine, NC · 1,638 sqft
$235,000
- 2Beds
- 2Baths
- 1,638SqFt
- 1966Year
- 1Days on market
About this home
This lovingly, maintained 2-bedroom, 2-bath brick rancher is nestled in a convenient location just minutes from downtown Spruce Pine. This home has been well cared for over the years and it shows. Step inside to find a cozy living area filled with natural light. A separate living area provides the perfect spot for a second lounge area. The open basement adds plenty of storage or potential for a workshop or hobby area.
This home is situated just around the corner from the local hospital and the soon-to-open recreation center, this home is perfectly located for both convenience and community connection. Outdoor enthusiasts will love being a short drive from the scenic Blue Ridge Parkway and hiking adventures along the Appalachian Trail.
This is home is a great purchase if you are looking for your mountain home or primary residence.
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,638
- Lot
- —
- Year built
- 1966
- Type
- Single Family
- Days on market
- 1
- Heating
- Other - See Remarks
- Cooling
- Window Unit(s)
- Foundation
- Basement
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,729/ month
- Principal & interest
- $1,455
- Property tax (~1.05%)
- $205
- Homeowners insurance
- $68
- HOA dues
- —
Down payment
$11,750 down · $223,250 financed
Income to qualify (28% rule)
~$74,125 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.