Gastonia · Gastonia, NC
106 E Spencer Avenue
Gastonia, NC · 1,636 sqft
$180,000
Reduced from $210,000
- 2Beds
- 2Baths
- 1,636SqFt
- 1920Year
- 90Days on market
About this home
This former duplex is flexible to your needs. Currently, with 2 bedrooms, could easily be reconfigured for a 3rd bedroom or converted back to a duplex. Make this your own!
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,636
- Lot
- —
- Year built
- 1920
- Type
- Single Family
- Days on market
- 90
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,294/ month
- Principal & interest
- $1,114
- Property tax (~0.85%)
- $127
- Homeowners insurance
- $52
- HOA dues
- —
Down payment
$9,000 down · $171,000 financed
Income to qualify (28% rule)
~$55,491 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


