Concord · Concord, NC
1067 Old Charlotte Road
Concord, NC · 1,082 sqft
$293,000
Reduced from $325,000
- 3Beds
- 2Baths
- 1,082SqFt
- 1940Year
- 105x101.84x88.97x123.28x144.4Lot
- 378Days on market
About this home
Listen to the rain drops...New metal roof installed during renovations. Completely reimagined from the studs up, this bright and stylish 3-bedroom, 2-bath cottage blends timeless character with fully modern finishes. Every surface has been touched — luxury vinyl plank flooring throughout the main living areas, a stunning white shaker kitchen with granite countertops and brand-new stainless appliances, and two beautifully updated bathrooms. Sit on the back deck and enjoy your cleared, level 0.38-acre lot — rare space in this price range. No HOA. No flood risk. And with qualifying buyers eligible for 100% financing plus up to $30,000 in down payment assistance, your path to ownership has never been clearer. Minutes from Hwy 601, I-85, restaurants, and shopping. West Cabarrus schools.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,082
- Lot
- 105x101.84x88.97x123.28x144.4
- Year built
- 1940
- Type
- Single Family
- Days on market
- 378
- Heating
- Electric, Heat Pump
- Cooling
- Central Air, Electric
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,124/ month
- Principal & interest
- $1,814
- Property tax (~0.92%)
- $224
- Homeowners insurance
- $85
- HOA dues
- —
Down payment
$14,650 down · $278,350 financed
Income to qualify (28% rule)
~$91,059 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.