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John KurtzCharlotte · NC

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Black Mountain · Black Mountain, NC

107 5th Street

Black Mountain, NC · 1,506 sqft

$1,174,900

Reduced from $1,199,000

  • 4Beds
  • 4.5Baths
  • 1,506SqFt
  • 1953Year
  • 23Days on market

About this home

Welcome to 107 5th Street, a rare furnished, in-town Black Mountain retreat offering a beautifully curated 1500 sq ft main house plus a 628 ft detached guest house with 2 separate studio-style rental units, all tucked away on a quiet dead-end street just moments from downtown. Enjoy easy access to Black Mountain’s beloved dining, shopping, and galleries, with Lake Tomahawk Park, Montreat, Asheville, and area favorites including Biltmore all within easy reach.

The main house features 2 bedrooms, 2.5 baths, hardwood floors throughout, vaulted tongue-and-groove ceilings, and a custom built-in gas fireplace surround. The open-concept living, dining, and kitchen areas are warm and inviting, with rich wood finishes and a layout designed for gathering. The gourmet kitchen is beautifully appointed with stainless steel appliances, granite countertops, custom wood cabinetry, farmhouse-style sink, large center island with seating, and a thoughtfully designed coffee/beverage station. A window-wrapped vaulted sunroom offers great flex space for reading, games, conversation, or overflow sleeping.

The primary suite feels like a private retreat with 2 walk-in closets, a tucked-away workspace/sitting nook, and a spa-inspired bath featuring dual vanities, soaking tub, oversized walk-in shower, and private water closet. The second bedroom adds charm and personality, while the secondary bath is beautifully finished and guest-friendly. A stylish powder room, attractive hall details, and a spacious laundry room further enhance the home’s comfort and long-stay appeal.

The detached guest house adds tremendous versatility with 2 separate studio units, each thoughtfully designed for privacy and comfort. The upper studio is bright and airy with hardwood floors, a stylish efficiency kitchen, private bath, seating area, and a dramatic arched window that fills the space with natural light. The main-level studio offers a cozy lodge-inspired feel with rich tones, a rustic log bed, efficiency kitchen with seating, and an updated bath with walk-in shower. Both units are beautifully curated and ideal for short-term rental use, private guest accommodations, or multigenerational living.

Outside, the property truly shines. A welcoming front porch, expansive covered rear porch, and guest house porch create multiple places to relax, dine, and gather. At the center of the compound, a stone courtyard with firepit sets the stage for memorable evenings, while the charming covered party pavilion with attached outdoor sauna adds a true resort-style element rarely found this close to town. Framed by attractive fencing, mature landscaping, and beautiful hardscaping, the grounds feel private, polished, and intentionally designed for hospitality.

With separate water and power meters, basement storage, an exterior shed, and a walkable Black Mountain location, 107 5th Street is a rare opportunity to own a distinctive multi-dwelling mountain property with standout hosting appeal.

Property details

Beds
4
Baths
4.5
SqFt
1,506
Lot
Year built
1953
Type
Single Family
Days on market
23
Style
Cabin
Heating
Electric, Forced Air, Heat Pump, Propane
Cooling
Central Air, Window Unit(s)
Foundation
Basement
Flooring
Laminate, Linoleum, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$8,647/ month

Principal & interest
$7,276
Property tax (~1.05%)
$1,028
Homeowners insurance
$342
HOA dues

Down payment

$58,745 down · $1,116,155 financed

Income to qualify (28% rule)

~$370,595 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.