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John KurtzCharlotte · NC

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Sylva · Sylva, NC

107 Mercy Ridge None

Sylva, NC · 1,763 sqft

$339,000

Reduced from $345,000

  • 3Beds
  • 3Baths
  • 1,763SqFt
  • 1997Year
  • 17Days on market

About this home

Nestled on 3.37 private acres, this property offers comfortable one-level living just 10 minutes from downtown Sylva and under 20 minutes from Waynesville or Western Carolina University. With almost $100k in recent improvements, this property is a must see and offers excellent value.

The main floor features a primary owner's suite with a walk-in closet and private bath, along with two additional guest bedrooms and a second full bathroom. A spacious living room, anchored by a cozy wood-burning fireplace, provides the perfect setting for cool mountain evenings.

The home expands into a large basement on the lower level, which includes a private entrance and a full bathroom for added flexibility. There is also a ton of unfinished space in the basement for storage or potential expansion. Outside, the grounds are equipped with a chicken coop and numerous outbuildings suited for hobbies or extensive storage.

A standout feature of the home is the back porch, a peaceful sanctuary that boasts breathtaking views of the Smoky Mountains. Surrounded by forested acreage, this retreat is filled with the sights and songs of native birds, offering a true escape into nature.

The surrounding land is a gardener's dream, showcasing flowering tulip poplars, vibrant flowering trees, and evergreens that provide year-round beauty. The mini-orchard includes a variety of apple, cherry, peach, and plum trees, as well as fig trees and berry bushes in raised beds. This location perfectly balances seclusion with accessibility, situated just minutes from the Blue Ridge Parkway and its many hiking trails. Residents can enjoy the quiet of the mountains while remaining close to all that Western North Carolina has to offer.

ATTN BUYERS!!! Motivated Sellers offer $3,500 towards your closing costs/ buy down the rate!

Property details

Beds
3
Baths
3
SqFt
1,763
Lot
Year built
1997
Type
Single Family
Days on market
17
Heating
Heat Pump
Cooling
Ceiling Fan(s), Heat Pump
Foundation
Basement
View
Mountain(s)

Features

  • Breakfast Bar
  • Built-in Features
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,495/ month

Principal & interest
$2,099
Property tax (~1.05%)
$296
Homeowners insurance
$98
HOA dues

Down payment

$16,950 down · $322,050 financed

Income to qualify (28% rule)

~$106,930 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.