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John KurtzCharlotte · NC

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Biltmore Lake · Biltmore Lake, NC

107 Mountain Drive

Biltmore Lake, NC · 2,535 sqft

$799,000

Reduced from $859,000

  • 4Beds
  • 2.5Baths
  • 2,535SqFt
  • 2003Year
  • 73Days on market

About this home

107 Mountain Drive offers 4 bedrooms, 3.5 baths, and over 2,500 sq ft with extensive recent upgrades: new architectural roof (2024), new asphalt driveway (2024), fresh interior and exterior paint, refinished oak hardwoods (main level), new upstairs carpet, updated lighting, and a newly fenced backyard (2025).

So much main-level living, including a dedicated office/den, formal dining room, and an easy, functional layout for everyday living and entertaining. The kitchen has been refreshed with new GE Profile appliances (2025), generous workspace, and excellent storage with a butler’s pantry plus additional pantry. The primary suite has been updated, and a large walk-in attic provides exceptional storage.

Major systems are updated: HVAC (2022), gas water heater (2025), and washer/dryer (2025).

Set on a private, usable backyard—ideal for entertaining, relaxing, or pets. Enjoy Biltmore Lake’s premier amenities: 62-acre lake, beach, boathouse, trails, tennis, pickleball, playgrounds, clubhouse, and an active social calendar.

AMERICAN HOME SHIELD HOME WARRANTY OFFERED WITH ACCEPTED OFFER VALUE $775 Sellers have moved out—ready for immediate occupancy.

Property details

Beds
4
Baths
2.5
SqFt
2,535
Lot
Year built
2003
Type
Single Family
Days on market
73
Garage
2
Heating
Central, Forced Air, Natural Gas
Cooling
Central Air, Electric, Zoned
Foundation
Crawl Space
Flooring
Carpet, Wood
HOA dues
$600 / qtr

Features

  • Attic Walk In
  • Built-in Features
  • Entrance Foyer
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,080/ month

Principal & interest
$4,948
Property tax (~1.05%)
$699
Homeowners insurance
$233
HOA dues
$200

Down payment

$39,950 down · $759,050 financed

Income to qualify (28% rule)

~$260,597 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.