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John KurtzCharlotte · NC

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Rutherfordton · Rutherfordton, NC

107 N Dakota Drive

Rutherfordton, NC · 1,295 sqft

$449,000

  • 2Beds
  • 2Baths
  • 1,295SqFt
  • 2025Year
  • 15Days on market

About this home

Welcome Home to 107 N Dakota Drive! Located in a beautiful gated community approximately four miles north of Downtown. Subdivision includes common recreational area, complete with a picnic area and playground. Enjoy the peaceful, natural and walk-able setting. Home was completed end of 2025 virtually brand new and is completely Move in Ready! Features many upgrades including; 38” high countertops/vanities, Custom Cabinetry work, Solid Shaker Doors, Hickory Flooring, Marvin Casement Windows throughout, all Led lighting, additional electrical outlets throughout, standing seam metal roof & enlarged 30 Year Architectural shingles & LP SmartSide siding. Open Concept Kitchen features Quartz countertops, Stainless Steel appliances & Pendent Lighting. Ample Laundry Room, features Quartz Countertops Pantry & Built in Bench, leads to Attached Carport 14 x 16- stunning tongue & groove ceiling, adjacent electrified storage room, 12.3 x 4.7. Baths with custom subway tile, Quartz countertops & plenty of storage. Family room features Gas Fireplace leads to stunning Covered Rear deck, 22.7 x 9.3, vaulted tongue & groove ceiling and stylish wall sconces, hot tub ready! 24’W x 30’L x 17’H additional Carport with substantial 8 x 8 supports perfect for additional Vehicle or RV storage. There is plenty of storage and easy access to the lighted crawl space. Located 30 minutes to Chimney Rock, 15 Minutes to Forest City and 20 Minutes to IEC. Make your appointment today!

Property details

Beds
2
Baths
2
SqFt
1,295
Lot
Year built
2025
Type
Single Family
Days on market
15
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Tile, Wood
HOA dues
$400 / yr

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,337/ month

Principal & interest
$2,780
Property tax (~1.05%)
$392
Homeowners insurance
$130
HOA dues
$33

Down payment

$22,450 down · $426,550 financed

Income to qualify (28% rule)

~$143,055 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.