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John KurtzCharlotte · NC

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Mooresville · Mooresville, NC

107 Spears Creek Drive

Mooresville, NC · 3,800 sqft

$1,150,000

  • 4Beds
  • 3.5Baths
  • 3,800SqFt
  • 2006Year
  • 33Days on market

About this home

Welcome to this beautifully designed 4-bedroom home with a dedicated office, spacious loft, and main-level primary suite, located in the highly sought-after The Farms community near Lake Norman. Offering the perfect blend of functionality, flexibility, and lifestyle, this thoughtfully designed floor plan provides the space today’s buyers are searching for, plus the rare opportunity for a transferable rented boat dock nearby, making it easy to enjoy the coveted Lake Norman boating lifestyle.

The main-level primary suite offers privacy and convenience, complete with an updated ensuite bath featuring dual vanities, a separate shower, and soaking tub. Upstairs, the flexible layout continues with three additional bedrooms, including one private ensuite bedroom ideal for guests or multigenerational living, plus a Jack-and-Jill bathroom connecting the remaining secondary bedrooms. A dedicated office creates the perfect work-from-home setup, while the oversized loft/bonus area provides endless possibilities for a media room, playroom, fitness space, or second living area.

Designed for both everyday living and entertaining, this home offers multiple gathering spaces while still maintaining a warm and connected feel throughout. Residents of The Farms also enjoy dry boat and RV storage options within the community.

Community amenities include a resort-style clubhouse, pool, tennis courts, pickleball courts, walking trails, playground, boat ramp, and lake access. Conveniently located near shopping, dining, and top-rated schools, this home combines space, lifestyle, and location in one exceptional opportunity. Plus, enjoy the benefit of ONLY county taxes.

Community amenities are located at 420 Agnew Rd, Mooresville — definitely take time to experience everything The Farms has to offer!

Property details

Beds
4
Baths
3.5
SqFt
3,800
Lot
Year built
2006
Type
Single Family
Days on market
33
Garage
3
Heating
Zoned
Cooling
Ceiling Fan(s), Central Air, Zoned
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
View
Year Round
HOA dues
$880 / 6mo

Features

  • Attic Walk In
  • Breakfast Bar
  • Drop Zone
  • Entrance Foyer
  • Garden Tub
  • Open Floorplan
  • Storage
  • Walk-In Closet(s)
  • Fire Pit
  • Gas Grill
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,610/ month

Principal & interest
$7,122
Property tax (~1.05%)
$1,006
Homeowners insurance
$335
HOA dues
$146

Down payment

$57,500 down · $1,092,500 financed

Income to qualify (28% rule)

~$369,026 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.