Charlotte · Charlotte, NC
10716 Derry Drive
Charlotte, NC · 2,271 sqft
$389,000
- 4Beds
- 2.5Baths
- 2,271SqFt
- 1985Year
- 5Days on market
About this home
Charming 4-bedroom, 2.5-bath basement home in the established (No HOA) Wexford community of Charlotte — just minutes from UNC Charlotte, I-485, shopping, and dining. This move-in ready home offers a rocking chair front porch, mature trees, 2-car garage, 2nd Floor laundry, unfinished basement, and elevated backyard deck perfect for enjoying Spring and Summer evenings.
Inside features extensive 2025-2026 updates including fresh paint, brand new StainMaster carpet, new LVP flooring, updated lighting, ceiling fans with remotes, new door hardware, and updated bathroom flooring and toilets. The kitchen includes stainless steel appliances (2019).
Major improvements include a new roof (2024), HVAC with air filtration system (2021), windows and gutters (2016/2017), main water line replacement (2026), waterproofed basement walls, and all new deck boards and staircase (2026).See Feature sheet in attachments. A well-maintained original one-owner home with timeless charm and modern updates in a convenient Charlotte location!
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 2,271
- Lot
- —
- Year built
- 1985
- Type
- Single Family
- Days on market
- 5
- Garage
- 2
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Carpet, Vinyl
Features
- Attic Finished
- Attic Stairs Fixed
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,863/ month
- Principal & interest
- $2,409
- Property tax (~1.05%)
- $340
- Homeowners insurance
- $113
- HOA dues
- —
Down payment
$19,450 down · $369,550 financed
Income to qualify (28% rule)
~$122,701 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
