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John KurtzCharlotte · NC

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Davidson · Davidson, NC

10730 Sapphire Trail

Davidson, NC · 2,998 sqft

$539,900

  • 4Beds
  • 3.5Baths
  • 2,998SqFt
  • 2014Year
  • 18Days on market

About this home

Located in Davidson’s Waterford on the Rocky River community, this well-maintained two-story home offers 4 bedrooms and 3.5 bathrooms, including two owner’s suites—one on the main level and one upstairs. Both suites feature spacious bedrooms with en-suite bathrooms, making them ideal for multi-generational living or accommodating guests. All full bathrooms include dual sink vanities.

The home features an open floor plan with a large kitchen offering abundant cabinet space, a breakfast bar, and a gas stove—ideal for both everyday living and entertaining. The family room includes a gas fireplace and surround sound, creating a comfortable and inviting gathering space.

The home includes a oversized flagstone back porch with a gazebo, where the cover was replaced in 2026 and the furniture underneath will convey. The backyard offers added privacy, backing to trees.

Recent updates include a new fence (March 2023) with three gates, refreshed primary shower (2024), updated half bath with new toilet, tile, fixtures and paint (2024), main level interior paint (2024), new carpet in the main-level owner’s suite and walk-in closet (2022), new AC condenser (2024), updated ceiling fans and light fixtures throughout, and new sidelights and porch light (2026). The exterior has been power washed annually.

Community amenities include an outdoor pool and playground. Enjoy walking the 1 mile trail with views of the Rocky River. Conveniently located close to I-85, providing easy access to Charlotte.

Property details

Beds
4
Baths
3.5
SqFt
2,998
Lot
Year built
2014
Type
Single Family
Days on market
18
Garage
2
Style
Transitional
Heating
Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
HOA dues
$193 / qtr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,037/ month

Principal & interest
$3,343
Property tax (~1.05%)
$472
Homeowners insurance
$157
HOA dues
$64

Down payment

$26,995 down · $512,905 financed

Income to qualify (28% rule)

~$173,055 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.