Charlotte · Charlotte, NC
10737 Spruce Mountain Road
Charlotte, NC · 1,393 sqft
$318,000
Reduced from $340,000
- 3Beds
- 2Baths
- 1,393SqFt
- 1989Year
- 40Days on market
About this home
Welcome home to this charming ranch-style retreat nestled on a quiet cul-de-sac! This 3-bedroom, 2-bath home with a bonus room has been freshly updated with new carpet throughout...truly move-in ready from day one. Pull into your extended driveway and step into a home that balances comfort and practicality effortlessly. Out back, a peaceful tree-lined yard sets the perfect scene for weekend entertaining or quiet evenings unwinding in nature. The community elevates everyday living with a pool, clubhouse, nature walking trail, and playground. Top it all off with unbeatable convenience to shopping, dining, and major commuter routes, and you have a home that truly delivers on all fronts.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,393
- Lot
- —
- Year built
- 1989
- Type
- Single Family
- Days on market
- 40
- Heating
- Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- HOA dues
- $113 / 6mo
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,359/ month
- Principal & interest
- $1,969
- Property tax (~1.05%)
- $278
- Homeowners insurance
- $92
- HOA dues
- $18
Down payment
$15,900 down · $302,100 financed
Income to qualify (28% rule)
~$101,112 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
