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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

108 S Gregg Street

Charlotte, NC · 2,042 sqft

$649,500

Reduced from $689,900

  • 3Beds
  • 2.5Baths
  • 2,042SqFt
  • 2026Year
  • 35x108x35x114Lot
  • 25Days on market

About this home

Contemporary Luxury Townhome Opportunity in Smallwood Near Uptown| Duet Style New Construction- Designed to live like a single family home.

Positioned in the growing Smallwood neighborhood just outside Uptown Charlotte, this newly constructed townhome at 108 S Gregg Street offers a blend of modern design and everyday livability. Built by Vista Homes, a local builder with more than 13 years of experience in the Charlotte market, this residence reflects quality craftsmanship and thoughtful planning throughout.

The home features 3 bedrooms, 2.5 bathrooms, and a private 1-car garage. The main living area is designed for functionality and flow, highlighted by 10-foot ceilings and an open layout that connects the living, dining, and kitchen spaces. The kitchen is outfitted with a large island, ideal for both casual dining and entertaining, along with stylish, modern finishes.

Natural light fills the interior, while large sliding doors open to a spacious patio, creating an easy transition between indoor and outdoor living.

With no HOA and no rental restrictions, this property provides flexibility for a variety of buyers, including those seeking a primary residence or investment opportunity.

Estimated completion is Fall 2026.

A well-located, low-maintenance home with strong long-term potential in one of Charlotte’s evolving urban neighborhoods.

**School enrollment, boundaries, and busing eligibility are determined solely by CMS and are subject to change without notice. While deemed reliable, all school information provided in this listing is not guaranteed. It is the Buyer’s sole responsibility to contact the school district to confirm current and future enrollment eligibility for this specific address.

Property details

Beds
3
Baths
2.5
SqFt
2,042
Lot
35x108x35x114
Year built
2026
Type
Townhome
Days on market
25
Garage
1
Style
Arts and Crafts, Transitional
Heating
Central, Zoned
Cooling
Central Air, Zoned
Foundation
Slab
Flooring
Tile, Vinyl

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,780/ month

Principal & interest
$4,022
Property tax (~1.05%)
$568
Homeowners insurance
$189
HOA dues

Down payment

$32,475 down · $617,025 financed

Income to qualify (28% rule)

~$204,869 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.