Skip to content
John KurtzCharlotte · NC

View all 47 photos →

Charlotte · Charlotte, NC

10801 Whitfield Ridge Drive

Charlotte, NC · 3,976 sqft

$695,000

  • 4Beds
  • 3Baths
  • 3,976SqFt
  • 1992Year
  • 7Days on market

About this home

Incredible opportunity in the highly sought-after Thornhill neighborhood, located in the heart of Ballantyne and zoned for top-rated schools! This home offers a fantastic open-concept floor plan with amazing potential. While it may need some updates, the pricing reflects the opportunity. Once renovated, this property could reach values of $900K+. Features include full brick, soaring vaulted ceilings, a spacious primary suite, and a large covered screened porch and an expansive deck perfect for relaxing or entertaining. The main level offers 3 bedrooms, 2 full baths, a generous family room, and an additional den with a fireplace. The kitchen opens seamlessly to the breakfast area and den, creating a warm and functional living space. One of the standout features is the fully finished walk-out basement, ideal for multigenerational living. It includes a second full kitchen, full bath, laundry area, bedroom, family room, living room, flex space, and an additional screened porch. With two kitchens and two laundry areas, this home provides incredible flexibility and value. Great community amenities include pool, cabana, tennis, parks, pond and the famous Big Rock Nature Preserve! Excellent location! Across from Stonecrest, close to great shops and restaurants. 5 min. to Hwy 485, Blakeney, Ballantyne Village and the new Ballantyne BOWL. Don’t miss this rare chance to customize a home in one of Ballantyne’s most desirable communities!

Property details

Beds
4
Baths
3
SqFt
3,976
Lot
Year built
1992
Type
Single Family
Days on market
7
Garage
2
Style
Transitional
Heating
Apollo System, Central, Forced Air, Heat Pump, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Basement, Crawl Space, Slab
Flooring
Carpet, Tile, Vinyl, Wood
HOA dues
$194 / qtr

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Cable Prewire
  • Garden Tub
  • Pantry
  • Walk-In Closet(s)
  • Whirlpool

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,179/ month

Principal & interest
$4,304
Property tax (~1.05%)
$608
Homeowners insurance
$202
HOA dues
$64

Down payment

$34,750 down · $660,250 financed

Income to qualify (28% rule)

~$221,993 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.