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John KurtzCharlotte · NC

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Fort Mill · Fort Mill, SC

1081 Orchard Drive

Fort Mill, SC · 2,400 sqft

$559,000

  • 4Beds
  • 3Baths
  • 2,400SqFt
  • 1983Year
  • 2Days on market

About this home

NO MANDATORY HOA! This beautifully updated one-level ranch offers the perfect combination of space, style, and setting. Featuring four bedrooms and three full bathrooms, this home sits on a private half-acre wooded lot in Old Orchard. The home showcases hardwood floors throughout. Fresh paint and newer vinyl windows provide a bright, move-in-ready feel, while the 2025 roof adds peace of mind. The updated kitchen shines with granite countertops, refreshed cabinetry, and a sunny breakfast area, flowing seamlessly into the family room with vaulted ceilings and a stunning wood-burning stone fireplace. A welcoming front porch, functional mudroom, and three-car garage (2door with tandem 3rd car space) add everyday convenience, while the large screened-in back porch creates the perfect retreat for relaxing or entertaining in a serene natural setting. Extra wide driveway and extra side parking. Terraced back yard provide extra flat space with trees for privacy. Top Rated school district makes this home a must have.

Property details

Beds
4
Baths
3
SqFt
2,400
Lot
Year built
1983
Type
Single Family
Days on market
2
Garage
3
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Entrance Foyer
  • Garden Tub
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,114/ month

Principal & interest
$3,462
Property tax (~1.05%)
$489
Homeowners insurance
$163
HOA dues

Down payment

$27,950 down · $531,050 financed

Income to qualify (28% rule)

~$176,323 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.