Charlotte · Charlotte, NC
10841 Congressional Club Drive
Charlotte, NC · 3,789 sqft
$1,195,000
Reduced from $1,250,000
- 4Beds
- 3.5Baths
- 3,789SqFt
- 1995Year
- 9Days on market
About this home
Situated on a quiet cul-de-sac in highly sought-after Providence Country Club, this charming Low Country-style home offers timeless appeal and exceptional convenience. The main level features a spacious primary suite, a dramatic two-story great room with a gas fireplace, formal dining room, private study/living room, and an inviting kitchen with an oversized breakfast area.
Upstairs, you’ll find three additional bedrooms all with connecting full baths, and a generous bonus room perfect for recreation, media, or flex space. Abundant storage is available through the walk-in attic and dormer storage areas.
Enjoy relaxing on the welcoming front porch or entertaining on the screened rear porch overlooking the patio and backyard, complete with a built-in gas line for grilling. Freshly painted and ready for your personal updates, this home presents an outstanding opportunity to make it your own in one of Charlotte’s premier golf course communities.
Ideally located within walking distance to shopping and dining, with convenient access to the exceptional amenities of Providence Country Club.
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 3,789
- Lot
- —
- Year built
- 1995
- Type
- Single Family
- Days on market
- 9
- Garage
- 2
- Style
- Transitional
- Heating
- Heat Pump
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Wood
- HOA dues
- $575 / yr
Features
- Attic Walk In
- Entrance Foyer
- Garden Tub
- Storage
- Walk-In Closet(s)
- Gas Grill
- In-Ground Irrigation
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$8,843/ month
- Principal & interest
- $7,400
- Property tax (~1.05%)
- $1,045
- Homeowners insurance
- $348
- HOA dues
- $47
Down payment
$59,750 down · $1,135,250 financed
Income to qualify (28% rule)
~$378,988 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


