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John KurtzCharlotte · NC

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Rutherfordton · Rutherfordton, NC

109 Beech Tree Lane

Rutherfordton, NC · 1,488 sqft

$429,000

Reduced from $439,000

  • 2Beds
  • 2.5Baths
  • 1,488SqFt
  • 2021Year
  • 155Days on market

About this home

Welcome 109 Beech Tree Lane! A charming home nestled within an established gated community in Rutherfordton, North Carolina. This inviting 2-bedroom, 2.5-bathroom residence has 1,488 square feet of living space on the main level as well as 912 square feet of unfinished basement space. The basement has rough-in plumbing for a bathroom and HVAC ducts/vents already in place and functional. With its own private entrance, the possibilities are endless...rental income, in-law quarters, just more space? The choice is yours! As you step inside, you are greeted by an abundance of natural light and vaulted ceilings that highlight the open floor plan. The spacious living area features a cozy fireplace, making it an ideal spot for relaxation or entertaining guests. The kitchen is complete with stainless steel appliances and granite countertops. Each bedroom offers plenty of space, both having private bathrooms as well as access to separate screened in porches. This home also has a Generac whole home generator with automatic switch so you have no worries with any power outage. The home also is equipped with a security system, offering peace of mind.

Outside, enjoy the decks on the front and back of the home, perfect for sipping morning coffee or unwinding in the evening. You can also take a stroll to the community park with direct access to the Broad River.

This property offers more than just a beautiful home; you'll find convenient shopping, healthcare facilities, and nearby entertainment options just moments away. Easy access to highways ensures that everything you need is within reach, enhancing your lifestyle and making this location ideal. Don’t miss the chance to make this delightful home your own.

Property details

Beds
2
Baths
2.5
SqFt
1,488
Lot
Year built
2021
Type
Single Family
Days on market
155
Garage
2
Heating
Electric, Propane
Cooling
Electric
Foundation
Basement
HOA dues
$388 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,189/ month

Principal & interest
$2,656
Property tax (~1.05%)
$375
Homeowners insurance
$125
HOA dues
$32

Down payment

$21,450 down · $407,550 financed

Income to qualify (28% rule)

~$136,704 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.