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John KurtzCharlotte · NC

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Dallas · Dallas, NC

109 Churchill Road

Dallas, NC · 2,930 sqft

$449,900

  • 3Beds
  • 2Baths
  • 2,930SqFt
  • 1971Year
  • 1Days on market

About this home

May qualify for 100% USDA financing (buyer to verify with lender)! Welcome home to this beautiful 3-bedroom, 2-bath split-level home situated on a private 1.33-acre lot in Dallas, NC. The inviting foyer features a split staircase leading to spacious main living areas designed for comfortable living and entertaining. The main level offers an open-concept layout with a large living room, dining area, wood flooring, and ceiling fans throughout. The kitchen includes stainless steel appliances, a large island, breakfast area, built-in desk, bay window, and an adjacent sunroom that is perfect for a home office or relaxing retreat. The primary suite features a sitting area, two walk-in closets, and an en-suite bath with double vanity. The lower level provides additional living space with a large versatile room highlighted by a cozy fireplace, along with an additional bedroom, office, laundry area, and extra storage. Additional features include a tankless water heater and whole-home water filtration system. Enjoy outdoor living on the large deck overlooking a private, park-like backyard with mature trees, greenhouse, and plenty of space for gardening or recreation. The property also includes a massive 1,500+ sa ft detached garage/workshop in addition to the attached two-car garage, offering exceptional space for vehicles, hobbies, or equipment. A rare opportunity to own a private retreat with space, comfort, and versatility.

Property details

Beds
3
Baths
2
SqFt
2,930
Lot
Year built
1971
Type
Single Family
Days on market
1
Garage
4
Heating
Central, Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Laminate

Features

  • Kitchen Island

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,311/ month

Principal & interest
$2,786
Property tax (~1.05%)
$393
Homeowners insurance
$131
HOA dues

Down payment

$22,495 down · $427,405 financed

Income to qualify (28% rule)

~$141,910 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.