Mount Holly · Mount Holly, NC
109 Elk Court
Mount Holly, NC · 2,765 sqft
$490,000
- 4Beds
- 3.5Baths
- 2,765SqFt
- 1993Year
- 3Days on market
About this home
Welcome home to this spacious property on a large 0.83-acre lot in a community with no HOA. This versatile home offers a rare secondary living space in the fully finished basement, ideal for entertainment, multigenerational living, guests, or investment potential and updates such as all new double hung windows (less than 3 years old) making this a more move-in ready home for any buyer.
Walk under the covered front porch and step into a welcoming living room featuring a wood-burning fireplace. From the living room, walk through the french doors onto a large wood deck that overlooks the expansive, fully fenced backyard with a fire pit—perfect for entertaining, relaxing, or enjoying evenings outdoors.
The eat-in kitchen includes recently updated cabinets and appliances, providing a fresh and functional cooking space. A spacious laundry room with mud sink built-in cabinets and abundant storage adds everyday convenience and offers electric or gas dryer hook-ups giving you more options. The staircase and upstairs carpets have just been replaced, giving the upper level a clean, updated feel.
The second story hosts three bedrooms and two full bathrooms, including a spacious primary suite with a deep tray ceiling, walk-in closet, & garden-size soaking tub in a recently updated bathroom. Oversized windows in the primary bathroom face the secluded back yard allowing natural light to brighten your bathroom & offer outdoor gazing opportunity.
The fully finished basement functions as a true secondary living area, complete with living room and wood burning stove, a second kitchen, pantry, full bath, and bedroom. Accessing this area through the interior stairs or it's separate exterior door.
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 2,765
- Lot
- —
- Year built
- 1993
- Type
- Single Family
- Days on market
- 3
- Garage
- 2
- Style
- Traditional
- Heating
- Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air, Electric
- Foundation
- Basement
- Flooring
- Carpet, Vinyl, Wood
Features
- Attic Stairs Pulldown
- Cable Prewire
- Pantry
- Storage
- Walk-In Closet(s)
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,606/ month
- Principal & interest
- $3,034
- Property tax (~1.05%)
- $428
- Homeowners insurance
- $142
- HOA dues
- —
Down payment
$24,500 down · $465,500 financed
Income to qualify (28% rule)
~$154,559 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


