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John KurtzCharlotte · NC

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Shelby · Shelby, NC

109 Oxford Street

Shelby, NC · 1,183 sqft

$224,900

  • 3Beds
  • 1.5Baths
  • 1,183SqFt
  • 1973Year
  • .38Lot
  • 6Days on market

About this home

This charming 3-bedroom ranch home sits on over a third of an acre in Brittain Village in Shelby! Step inside to a spacious living room that offers plenty of room to relax and entertain. The dining area flows seamlessly into the kitchen, creating a comfortable and functional layout for everyday living. Down the hall, you’ll find three nicely sized bedrooms, including a primary suite with an updated half bath. Outside, enjoy the deck overlooking the fenced backyard — perfect for pets, play, or gatherings with family and friends. Conveniently located near shopping, restaurants, and highway access, this home combines comfort, space, and convenience. Come see this home today and make it your own!

Property details

Beds
3
Baths
1.5
SqFt
1,183
Lot
.38
Year built
1973
Type
Single Family
Days on market
6
Garage
1
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Tile, Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,655/ month

Principal & interest
$1,392
Property tax (~1.05%)
$196
Homeowners insurance
$65
HOA dues

Down payment

$11,245 down · $213,655 financed

Income to qualify (28% rule)

~$70,939 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.