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John KurtzCharlotte · NC

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Statesville · Statesville, NC

109 W Heart Pine Lane

Statesville, NC · 2,943 sqft

$475,000

  • 5Beds
  • 4Baths
  • 2,943SqFt
  • 2023Year
  • 1Days on market

About this home

Beautifully designed and thoughtfully laid out, this spacious 5-bedroom, 4-bath home offers 3,000 square feet of comfortable living space with room for everyone. The main level features a guest bedroom and full bath, dedicated office, and durable LVP flooring throughout. The open-concept kitchen is perfect for entertaining with a large quartz island, gas cooktop, abundant cabinetry, and seamless flow into the living area. Upstairs, you’ll find the primary suite, two additional guest bedrooms, a versatile loft area, and a covered balcony creating the perfect spot to relax. The third level offers a large 5th bedroom or bonus room complete with its own full bath, ideal for a media room, guest suite, or flex space. Enjoy outdoor living on the screened porch overlooking the fenced backyard with stone patio. With a natural area beside the home and no homes directly behind, this property offers a rare sense of privacy and peaceful surroundings. Conveniently located with easy access to the interstate for commuting, shopping, and dining.

Property details

Beds
5
Baths
4
SqFt
2,943
Lot
Year built
2023
Type
Single Family
Days on market
1
Garage
2
Heating
Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$600 / yr

Features

  • Attic Stairs Pulldown
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,545/ month

Principal & interest
$2,941
Property tax (~1.05%)
$415
Homeowners insurance
$138
HOA dues
$50

Down payment

$23,750 down · $451,250 financed

Income to qualify (28% rule)

~$151,970 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.