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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

10904 Carver Pond Road

Charlotte, NC · 3,260 sqft

$495,000

  • 4Beds
  • 2.5Baths
  • 3,260SqFt
  • 2003Year
  • 11Days on market

About this home

Beautifully maintained cul-de-sac home with a serene, pond-view setting in an established, tree-lined neighborhood. The main level features a dedicated home office, formal dining room, and a spacious kitchen with granite countertops open to the living area with a gas fireplace, plus a bright sunroom overlooking the backyard. Wood and tile flooring run throughout the main level. Upstairs offers four bedrooms and two full baths, while the third floor provides a versatile bonus room. Step outside to a large, private, fenced yard with patio—perfect for relaxing or entertaining. Enjoy peaceful water views and the sound of the neighborhood fountain right from the office and yard. Additional highlights include a 2021 water heater, 2020 roof, 2019 upstairs HVAC, and ongoing pest and termite prevention for added peace of mind. Enjoy neighborhood trails, pond, and playground. One way in and out of the neighborhood ensures minimal traffic and a quiet setting.

Property details

Beds
4
Baths
2.5
SqFt
3,260
Lot
Year built
2003
Type
Single Family
Days on market
11
Garage
2
Style
Traditional
Heating
Central, Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Laminate, Wood
HOA dues
$277 / yr

Features

  • Attic Finished
  • Cable Prewire
  • Kitchen Island
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,666/ month

Principal & interest
$3,065
Property tax (~1.05%)
$433
Homeowners insurance
$144
HOA dues
$23

Down payment

$24,750 down · $470,250 financed

Income to qualify (28% rule)

~$157,125 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.