Charlotte · Charlotte, NC
10904 Carver Pond Road
Charlotte, NC · 3,260 sqft
$495,000
- 4Beds
- 2.5Baths
- 3,260SqFt
- 2003Year
- 11Days on market
About this home
Beautifully maintained cul-de-sac home with a serene, pond-view setting in an established, tree-lined neighborhood. The main level features a dedicated home office, formal dining room, and a spacious kitchen with granite countertops open to the living area with a gas fireplace, plus a bright sunroom overlooking the backyard. Wood and tile flooring run throughout the main level. Upstairs offers four bedrooms and two full baths, while the third floor provides a versatile bonus room. Step outside to a large, private, fenced yard with patio—perfect for relaxing or entertaining. Enjoy peaceful water views and the sound of the neighborhood fountain right from the office and yard. Additional highlights include a 2021 water heater, 2020 roof, 2019 upstairs HVAC, and ongoing pest and termite prevention for added peace of mind. Enjoy neighborhood trails, pond, and playground. One way in and out of the neighborhood ensures minimal traffic and a quiet setting.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 3,260
- Lot
- —
- Year built
- 2003
- Type
- Single Family
- Days on market
- 11
- Garage
- 2
- Style
- Traditional
- Heating
- Central, Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Laminate, Wood
- HOA dues
- $277 / yr
Features
- Attic Finished
- Cable Prewire
- Kitchen Island
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,666/ month
- Principal & interest
- $3,065
- Property tax (~1.05%)
- $433
- Homeowners insurance
- $144
- HOA dues
- $23
Down payment
$24,750 down · $470,250 financed
Income to qualify (28% rule)
~$157,125 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


