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John KurtzCharlotte · NC

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Black Mountain · Black Mountain, NC

11 Pearl Street #A

Black Mountain, NC · 1,086 sqft

$360,000

  • 2Beds
  • 2Baths
  • 1,086SqFt
  • 2004Year
  • 1Days on market

About this home

This beautifully updated 2-bedroom, 2-bath townhome in Black Mountain offers 1,086 square feet of thoughtfully renovated living space with modern upgrades throughout. The completely remodeled kitchen features new cabinetry, countertops, sink, faucet, and all-new appliances, including a dishwasher and stove. Stylish vinyl plank flooring flows throughout the home, while every window, storm door, and closet door has been replaced for added efficiency and appeal.

Both bathrooms have been tastefully remodeled with new vanities, sinks, and showers, and the primary bath features a charming barn door accent. Enjoy outdoor living in the fully fenced, private backyard — perfect for relaxing, entertaining, or pets. The upgraded storage shed includes added trusses for additional storage space.

Major system updates provide peace of mind, including a new heat pump, new hot water heater, and a new roof installed in June 2025. Move-in ready and conveniently located near the shops, dining, and outdoor recreation that make Black Mountain so desirable.

Property details

Beds
2
Baths
2
SqFt
1,086
Lot
Year built
2004
Type
Townhome
Days on market
1
Style
Arts and Crafts
Heating
Electric, Forced Air, Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Vinyl
HOA dues
$100 / mo

Features

  • Breakfast Bar
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,749/ month

Principal & interest
$2,229
Property tax (~1.05%)
$315
Homeowners insurance
$105
HOA dues
$100

Down payment

$18,000 down · $342,000 financed

Income to qualify (28% rule)

~$117,839 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.