Spruce Pine · Spruce Pine, NC
11 Summer Lane
Spruce Pine, NC · 2,718 sqft
$720,000
- 4Beds
- 2Baths
- 2,718SqFt
- 1984Year
- 14Days on market
About this home
Escape to the beauty and tranquility of country living with this spacious two-story, 4-bedroom, 2 full bath home nestled on 7.61 acres of beautiful pasture farm land. Designed with comfort and functionality in mind, this property features a large living room, an open-concept dining area and kitchen for gathering with family and friends, with an additional room that could be an office or an added bedroom. The home has an abundance of closets some made specifically for storage. Outside, the possibilities are endless with flat, gentle sloping pasture land. The main home is surrounded by mature hardwoods, creating a peaceful and scenic setting. Enjoy the convenience of a large downstairs two-car garage, covered RV parking, and a barn ready for horses or farm animals. A large driveway provides an abundance of parking for guests, equipment, or recreational vehicles. Whether you’re looking for a mini farm, room to roam, or simply a quiet retreat, this property offers the perfect blend of space, charm, and country appeal. This home also includes whole home solar panels that in combination of power company assistance offer little to no power bill each month. All are permanently installed and the energy savings for this alone are huge. Travel time to local amenities is very minimal. !5 minutes to Spruce Pine and about 25 to Newland.
Property details
- Beds
- 4
- Baths
- 2
- SqFt
- 2,718
- Lot
- —
- Year built
- 1984
- Type
- Single Family
- Days on market
- 14
- Garage
- 2
- Heating
- Baseboard, Central
- Cooling
- Central Air, Window Unit(s)
- Foundation
- Basement
Features
- Fence
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$5,299/ month
- Principal & interest
- $4,459
- Property tax (~1.05%)
- $630
- Homeowners insurance
- $210
- HOA dues
- —
Down payment
$36,000 down · $684,000 financed
Income to qualify (28% rule)
~$227,107 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.