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John KurtzCharlotte · NC

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Lake Toxaway · Lake Toxaway, NC

110 South Fork Trail #10

Lake Toxaway, NC · 1,520 sqft

$485,000

  • 2Beds
  • 2Baths
  • 1,520SqFt
  • 2025Year
  • 35Days on market

About this home

LAST OFFERING IN PHASE 1 at Whisper Hills. Introducing a thoughtfully designed land-and-home package in one of Western North Carolina’s most desirable mountain corridors, just 10 minutes to downtown Brevard and minutes from the lake. This location places you at the heart of outdoor adventure, refined mountain living, and a high-demand vacation rental market. Ideal as a lock-and-leave second home or full-time residence, the home features durable, low-maintenance exterior cladding and a 45-year architectural metal roof that never needs painting. Designed for seamless indoor-outdoor living, the open layout includes an outdoor kitchen with a pass-through counter dining to the deck, creating the perfect staycation environment. Large European tilt-swing windows maximize natural light and ventilation. A uniquely designed mid-level bath and laundry area provides practical storage in four separate areas, while the second bedroom with French entry doors offers flexible use as a guest suite, office, or creative space. Whisper Hills is surrounded by Pisgah National Forest, Gorges State Park, and the region’s famed waterfalls, and uniquely features its own private trout stream within walking distance of the homesite. You are invited to explore the gated community of Whisper Hills. Phase 2 will be released next. An incredible opportunity to invest in Western North Carolina where lifestyle, durability, and income potential align. Model home available for showings, contact listing agent for more details.

Property details

Beds
2
Baths
2
SqFt
1,520
Lot
Year built
2025
Type
Single Family
Days on market
35
Style
Contemporary, Modern
Heating
Ductless
Cooling
Ductless
Foundation
Slab
Flooring
Vinyl
HOA dues
$100 / mo

Features

  • Entrance Foyer
  • Open Floorplan
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,669/ month

Principal & interest
$3,003
Property tax (~1.05%)
$424
Homeowners insurance
$141
HOA dues
$100

Down payment

$24,250 down · $460,750 financed

Income to qualify (28% rule)

~$157,268 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.