Topton · Topton, NC
1101 Otter Creek Road
Topton, NC · 1,580 sqft
$220,000
- 3Beds
- 2Baths
- 1,580SqFt
- 1940Year
- 1Days on market
About this home
Nestled in the heart of the Nantahala fly-fishing region, this 3.77-acre property offers exceptional versatility — ideal as a primary residence, fishing getaway, or short-term rental. With thoughtful updates and renovation, the home could become a comfortable full-time residence, while the expansive acreage provides ample room for additional investment cabins. The area is renowned for world-class trout fishing, with nearby waters supporting brook, rainbow, and brown trout and drawing anglers year-round. Enjoy peaceful country living and pastoral views, all while being just minutes from the upper Nantahala River, Nantahala Lake, and the Appalachian Trail. Whether you envision a private mountain retreat or an income-producing opportunity, this property combines natural beauty, recreation, and location in one of Western North Carolina’s most desirable outdoor settings.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,580
- Lot
- —
- Year built
- 1940
- Type
- Single Family
- Days on market
- 1
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Laminate, Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,619/ month
- Principal & interest
- $1,362
- Property tax (~1.05%)
- $192
- Homeowners insurance
- $64
- HOA dues
- —
Down payment
$11,000 down · $209,000 financed
Income to qualify (28% rule)
~$69,393 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.