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John KurtzCharlotte · NC

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Morganton · Morganton, NC

1102 Allman Ridge Road

Morganton, NC · 1,693 sqft

$319,900

Reduced from $324,900

  • 3Beds
  • 3Baths
  • 1,693SqFt
  • 2007Year
  • 19Days on market

About this home

Turn-key and beautifully updated home just minutes from Lake James! This 3BR/3BA property features a partially finished basement with a den or potential 4th bedroom, offering flexible living space. Recent updates include fresh interior paint, LVP flooring and carpet (2023), HVAC (2024), new 30-year roof (2025), wood blinds, gas range, and septic pumped (2024). The main level boasts an open-concept layout with vaulted ceilings, seamlessly connecting the living, dining, and kitchen areas. All three bedrooms are conveniently located on the main level, along with two full baths. The primary suite offers a private full bath and walk-in closet. Additional highlights include an oversized garage, abundant storage throughout, and a partially finished basement for added versatility. Located in a small, established neighborhood with no city taxes, this home combines comfort, updates, and convenience in a desirable setting near Lake James.

Property details

Beds
3
Baths
3
SqFt
1,693
Lot
Year built
2007
Type
Single Family
Days on market
19
Garage
2
Heating
Heat Pump
Cooling
Ceiling Fan(s), Heat Pump
Foundation
Basement
Flooring
Carpet, Laminate

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,354/ month

Principal & interest
$1,981
Property tax (~1.05%)
$279
Homeowners insurance
$93
HOA dues

Down payment

$15,995 down · $303,905 financed

Income to qualify (28% rule)

~$100,904 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.