Morganton · Morganton, NC
1102 Allman Ridge Road
Morganton, NC · 1,693 sqft
$319,900
Reduced from $324,900
- 3Beds
- 3Baths
- 1,693SqFt
- 2007Year
- 19Days on market
About this home
Turn-key and beautifully updated home just minutes from Lake James! This 3BR/3BA property features a partially finished basement with a den or potential 4th bedroom, offering flexible living space. Recent updates include fresh interior paint, LVP flooring and carpet (2023), HVAC (2024), new 30-year roof (2025), wood blinds, gas range, and septic pumped (2024). The main level boasts an open-concept layout with vaulted ceilings, seamlessly connecting the living, dining, and kitchen areas. All three bedrooms are conveniently located on the main level, along with two full baths. The primary suite offers a private full bath and walk-in closet. Additional highlights include an oversized garage, abundant storage throughout, and a partially finished basement for added versatility. Located in a small, established neighborhood with no city taxes, this home combines comfort, updates, and convenience in a desirable setting near Lake James.
Property details
- Beds
- 3
- Baths
- 3
- SqFt
- 1,693
- Lot
- —
- Year built
- 2007
- Type
- Single Family
- Days on market
- 19
- Garage
- 2
- Heating
- Heat Pump
- Cooling
- Ceiling Fan(s), Heat Pump
- Foundation
- Basement
- Flooring
- Carpet, Laminate
Features
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,354/ month
- Principal & interest
- $1,981
- Property tax (~1.05%)
- $279
- Homeowners insurance
- $93
- HOA dues
- —
Down payment
$15,995 down · $303,905 financed
Income to qualify (28% rule)
~$100,904 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.