Charlotte · Charlotte, NC
11022 Garden Oaks Lane
Charlotte, NC · 2,102 sqft
$319,900
Reduced from $324,900
- 4Beds
- 3.5Baths
- 2,102SqFt
- 2000Year
- 7Days on market
About this home
Welcome to this charming and spacious townhome offering comfort, style, and flexibility throughout all three levels. Featuring durable laminate flooring across both the main and upper levels, this well-maintained home combines modern touches with functional living spaces. All within a short drive to 485 and I-77. Just about 14 mile drive to Uptown Charlotte.
The main level welcomes you with an open living area and kitchen layout, perfect for everyday living and entertaining, along with access to a deck ideal for relaxing or enjoying outdoor gatherings.
Upstairs, you’ll find the primary suite and an additional guest bedroom, each with its own private full bathroom, providing comfort and privacy for family or visitors.
The fully finished basement adds incredible versatility with two additional bedrooms, a full bathroom, and flexible living space that can easily serve as a home office, gym, media room, or guest retreat. With direct access to the fenced backyard, the lower level offers endless possibilities to fit your lifestyle needs.
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 2,102
- Lot
- —
- Year built
- 2000
- Type
- Townhome
- Days on market
- 7
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Basement, Slab
- HOA dues
- $305 / mo
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,659/ month
- Principal & interest
- $1,981
- Property tax (~1.05%)
- $279
- Homeowners insurance
- $93
- HOA dues
- $305
Down payment
$15,995 down · $303,905 financed
Income to qualify (28% rule)
~$113,976 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


