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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

11022 Garden Oaks Lane

Charlotte, NC · 2,102 sqft

$319,900

Reduced from $324,900

  • 4Beds
  • 3.5Baths
  • 2,102SqFt
  • 2000Year
  • 7Days on market

About this home

Welcome to this charming and spacious townhome offering comfort, style, and flexibility throughout all three levels. Featuring durable laminate flooring across both the main and upper levels, this well-maintained home combines modern touches with functional living spaces. All within a short drive to 485 and I-77. Just about 14 mile drive to Uptown Charlotte.

The main level welcomes you with an open living area and kitchen layout, perfect for everyday living and entertaining, along with access to a deck ideal for relaxing or enjoying outdoor gatherings.

Upstairs, you’ll find the primary suite and an additional guest bedroom, each with its own private full bathroom, providing comfort and privacy for family or visitors.

The fully finished basement adds incredible versatility with two additional bedrooms, a full bathroom, and flexible living space that can easily serve as a home office, gym, media room, or guest retreat. With direct access to the fenced backyard, the lower level offers endless possibilities to fit your lifestyle needs.

Property details

Beds
4
Baths
3.5
SqFt
2,102
Lot
Year built
2000
Type
Townhome
Days on market
7
Heating
Central
Cooling
Central Air
Foundation
Basement, Slab
HOA dues
$305 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,659/ month

Principal & interest
$1,981
Property tax (~1.05%)
$279
Homeowners insurance
$93
HOA dues
$305

Down payment

$15,995 down · $303,905 financed

Income to qualify (28% rule)

~$113,976 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.