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John KurtzCharlotte · NC

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Shelby · Shelby, NC

1107 Hardin Drive

Shelby, NC · 2,356 sqft

$269,900

  • 4Beds
  • 2.5Baths
  • 2,356SqFt
  • 1975Year
  • 101' x 177' x 100' x 177'Lot
  • 47Days on market

About this home

Tucked away on a spacious, tree-lined .4-acre corner lot just 5 minutes from downtown Shelby, NC, this 4-bedroom, 2.5-bath home combines space, convenience, and long-term potential in an established neighborhood close to shopping, dining, schools, and major roadways.

Inside, the flexible floor plan features multiple living areas, including a living room, dining area, and cozy den with fireplace, creating plenty of room for everyday living and entertaining. A main-level bedroom provides excellent flexibility for guests, a home office, or multigenerational living. Hardwood flooring in select areas adds warmth and character throughout the home.

The spacious laundry and mudroom connects directly to the attached two-car garage and workshop space, while the additional 10x12 storage building provides even more room for hobbies, tools, or outdoor equipment.

Step outside to enjoy the fully fenced backyard complete with mature shade trees, deck space, and a hot tub that conveys with the property—perfect for relaxing or entertaining guests year-round.

Thoughtfully positioned for buyers looking to personalize a home over time, this property presents exceptional value in a growing Shelby location. Seller is willing to contribute toward buyer closing costs with acceptable terms.

Property details

Beds
4
Baths
2.5
SqFt
2,356
Lot
101' x 177' x 100' x 177'
Year built
1975
Type
Single Family
Days on market
47
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Crawl Space
Flooring
Carpet, Tile, Hardwood, Vinyl, Wood

Features

  • Built-in Features
  • Entrance Foyer
  • Walk-In Closet(s)
  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,986/ month

Principal & interest
$1,671
Property tax (~1.05%)
$236
Homeowners insurance
$78
HOA dues

Down payment

$13,495 down · $256,405 financed

Income to qualify (28% rule)

~$85,133 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.