Charlotte · Charlotte, NC
1108 Pegram Street
Charlotte, NC · 1,228 sqft
$629,900
- 3Beds
- 2Baths
- 1,228SqFt
- 1926Year
- 11Days on market
About this home
Charming cottage nestled in the heart of Charlotte’s historic Louise Mill Village and highly desirable edge of Charlotte’s Plaza Midwood and historic Belmont corridor. Blending timeless character with modern livability, this home offers a rare opportunity to own in one of the city’s most dynamic and rapidly evolving urban pockets.
Featuring a welcoming front porch, abundant natural light, a functional layout designed for everyday comfort and large private fenced backyard. Inside, you’ll find soaring ceilings, a well-appointed kitchen w/SS appliances, granite countertops & tiled floors. A warm and airy living space featuring hardwoods with character and thoughtfully sized bedrooms. The rear bedroom offers a separate entry option which could easily be used for Airbnb or other endless possibilities. Bathrooms feature tile surround tubs, wide vanities and solid countertops. Whether you’re relaxing at home or entertaining guests, the flow of the home offers both charm and convenience. Step outside to enjoy a private flat fenced backyard, perfect for gatherings, gardening, or simply unwinding.
Located in one of Charlotte’s most sought-after areas, this property offers both immediate lifestyle convenience and long-term upside within a strong growth area. Walkable access to dining, entertainment, and everyday essentials while still maintaining the quiet feel of a neighborhood setting. Located just moments from ongoing redevelopment along the Commonwealth and Central Avenue corridors. With close proximity to Uptown Charlotte, major highways, and all the amenities of city living, this home presents a unique opportunity to own a piece of history in a thriving, dynamic community.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,228
- Lot
- —
- Year built
- 1926
- Type
- Single Family
- Days on market
- 11
- Style
- Cottage
- Heating
- Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Tile, Wood
Features
- Attic Other
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,636/ month
- Principal & interest
- $3,901
- Property tax (~1.05%)
- $551
- Homeowners insurance
- $183
- HOA dues
- —
Down payment
$31,495 down · $598,405 financed
Income to qualify (28% rule)
~$198,687 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


