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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

1108 Pegram Street

Charlotte, NC · 1,228 sqft

$629,900

  • 3Beds
  • 2Baths
  • 1,228SqFt
  • 1926Year
  • 11Days on market

About this home

Charming cottage nestled in the heart of Charlotte’s historic Louise Mill Village and highly desirable edge of Charlotte’s Plaza Midwood and historic Belmont corridor. Blending timeless character with modern livability, this home offers a rare opportunity to own in one of the city’s most dynamic and rapidly evolving urban pockets.

Featuring a welcoming front porch, abundant natural light, a functional layout designed for everyday comfort and large private fenced backyard. Inside, you’ll find soaring ceilings, a well-appointed kitchen w/SS appliances, granite countertops & tiled floors. A warm and airy living space featuring hardwoods with character and thoughtfully sized bedrooms. The rear bedroom offers a separate entry option which could easily be used for Airbnb or other endless possibilities. Bathrooms feature tile surround tubs, wide vanities and solid countertops. Whether you’re relaxing at home or entertaining guests, the flow of the home offers both charm and convenience. Step outside to enjoy a private flat fenced backyard, perfect for gatherings, gardening, or simply unwinding.

Located in one of Charlotte’s most sought-after areas, this property offers both immediate lifestyle convenience and long-term upside within a strong growth area. Walkable access to dining, entertainment, and everyday essentials while still maintaining the quiet feel of a neighborhood setting. Located just moments from ongoing redevelopment along the Commonwealth and Central Avenue corridors. With close proximity to Uptown Charlotte, major highways, and all the amenities of city living, this home presents a unique opportunity to own a piece of history in a thriving, dynamic community.

Property details

Beds
3
Baths
2
SqFt
1,228
Lot
Year built
1926
Type
Single Family
Days on market
11
Style
Cottage
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Tile, Wood

Features

  • Attic Other

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,636/ month

Principal & interest
$3,901
Property tax (~1.05%)
$551
Homeowners insurance
$183
HOA dues

Down payment

$31,495 down · $598,405 financed

Income to qualify (28% rule)

~$198,687 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.