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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

1109 Moray Court

Charlotte, NC · 1,465 sqft

$600,000

Reduced from $625,000

  • 3Beds
  • 2Baths
  • 1,465SqFt
  • 2008Year
  • 52Days on market

About this home

Welcome to 1109 Moray Court, a beautifully maintained home on a tree-lined cul-de-sac street just off Rama Road. Whether you're seeking a low maintenance move-in ready home, downsizing without sacrificing comfort, relocating to Charlotte, or simply looking for a compelling alternative to condo or townhome living, this home offers the perfect blend of location, functionality, and lifestyle. Just minutes from SouthPark and Cotswold's premier shopping, dining, and everyday conveniences, with an easy 15-minute commute to Uptown Charlotte. Step inside to the inviting open den and dining area featuring vaulted ceilings, large windows, neutral paint, and a cozy gas fireplace. The kitchen is tastefully updated with elevated finishes including quartz countertops, white shaker cabinets extended to the ceiling, and a beautiful ceramic tile backsplash. Kitchen is also equipped with a gas cooktop and stainless steel appliances. The generously sized primary suite is privately situated on its own side of this split-bedroom floor plan and features a tray ceiling and a large walk-in closet. The primary bathroom offers a dual-sink vanity, a spacious tiled shower and a tub. On the opposite side of the home, you’ll find two additional bedrooms and a full bathroom, ideal for guests or a home office setup. Step outside to a fully fenced backyard surrounded by privacy trees, complete with a pergola and extended deck, creating the perfect space for relaxing or entertaining. Additional seller updates include a new furnace (2024), air conditioning (2019), and water heater (2023).

Property details

Beds
3
Baths
2
SqFt
1,465
Lot
Year built
2008
Type
Single Family
Days on market
52
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Wood
HOA dues
$257 / 6mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,458/ month

Principal & interest
$3,715
Property tax (~1.05%)
$525
Homeowners insurance
$175
HOA dues
$42

Down payment

$30,000 down · $570,000 financed

Income to qualify (28% rule)

~$191,091 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.