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John KurtzCharlotte · NC

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Gastonia · Gastonia, NC

1113 W 4th Avenue

Gastonia, NC · 1,249 sqft

$189,900

  • 3Beds
  • 2Baths
  • 1,249SqFt
  • 1914Year
  • 28Days on market

About this home

Investor Opportunity in Desirable and historic Loray Mill/ Fuse district! Don’t miss this well-maintained mill house tucked away in a quiet neighborhood just behind the highly sought-after Loray Mill district. This 3-bedroom, 2-bath home blends classic charm with some more modern updates, making it an excellent addition to any investment portfolio. The property features updated vinyl plank flooring throughout and has been very well cared for. Even better—this home is already income-producing with a one-year lease in place through April 2027, generating $1,550 per month in rental income. Additional highlights include an extended concrete driveway, covered carport, and an HVAC system that appears to be relatively new—helping minimize near-term maintenance concerns. Whether you’re a seasoned investor or just getting started, this is a turnkey opportunity with a reliable tenant already in place. Secure immediate cash flow in a growing and popular area of Gastonia!

Opportunities like this don’t come along often—act quickly!

Property details

Beds
3
Baths
2
SqFt
1,249
Lot
Year built
1914
Type
Single Family
Days on market
28
Style
Traditional
Heating
Central, Natural Gas
Cooling
Central Air, Electric
Foundation
Crawl Space
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,366/ month

Principal & interest
$1,176
Property tax (~0.85%)
$134
Homeowners insurance
$55
HOA dues

Down payment

$9,495 down · $180,405 financed

Income to qualify (28% rule)

~$58,543 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.