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John KurtzCharlotte · NC

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Lancaster · Lancaster, SC

1114 Grace Avenue

Lancaster, SC · 1,258 sqft

$195,000

  • 3Beds
  • 1Baths
  • 1,258SqFt
  • 1948Year
  • 12Days on market

About this home

Discover the potential of this charming 3-bedroom, 1-bath cottage in the heart of Lancaster! Situated on a spacious lot, this 1948 home offers a great opportunity for first-time buyers to build equity or for investors seeking their next project. The property features a functional layout with classic character, ready for your personal touch. Conveniently located just minutes from local dining, shopping, and downtown amenities. Whether you're searching for a cozy home or a renovation opportunity, 1114 Grace Ave is full of possibilities.

Property details

Beds
3
Baths
1
SqFt
1,258
Lot
Year built
1948
Type
Single Family
Days on market
12
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,435/ month

Principal & interest
$1,207
Property tax (~1.05%)
$170
Homeowners insurance
$56
HOA dues

Down payment

$9,750 down · $185,250 financed

Income to qualify (28% rule)

~$61,508 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.