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John KurtzCharlotte · NC

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Fort Mill · Fort Mill, SC

112 Pebble Creek Crossing

Fort Mill, SC · 2,038 sqft

$419,000

Reduced from $439,900

  • 4Beds
  • 2.5Baths
  • 2,038SqFt
  • 1996Year
  • 58Days on market

About this home

Located on a quiet cul-de-sac in the established Whitegrove community, this 4-bedroom, 2.5-bath home offers the space, layout, and location buyers are looking for in Fort Mill—at a compelling value. Situated on a rare 0.45-acre lot, the property provides plenty of room to enjoy the outdoors—whether it’s entertaining, relaxing, or creating your own backyard retreat. The welcoming front porch and extended outdoor living areas add to the home’s charm and functionality. Inside, you’ll find over 2,000 square feet with multiple living spaces, a bright and functional kitchen, and a layout designed for both everyday living and gathering. The home is well-maintained and move-in ready, with the opportunity to personalize over time and build equity. To make that even easier, the seller is offering a $2,000 carpet allowance—an immediate opportunity to refresh the space to your own style and add value from day one. Upstairs features four spacious bedrooms, including a generous primary suite, offering flexibility for families, guests, or a home office. Located in a highly desirable Fort Mill school district with easy access to shopping, dining, and Charlotte, this home combines location, space, and long-term value in one of the area’s most established neighborhoods.

Property details

Beds
4
Baths
2.5
SqFt
2,038
Lot
Year built
1996
Type
Single Family
Days on market
58
Garage
2
Heating
Central, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$435 / yr

Features

  • Attic Stairs Pulldown
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,120/ month

Principal & interest
$2,594
Property tax (~1.05%)
$366
Homeowners insurance
$122
HOA dues
$36

Down payment

$20,950 down · $398,050 financed

Income to qualify (28% rule)

~$133,717 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.