Skip to content
John KurtzCharlotte · NC

View all 34 photos →

Albemarle · Albemarle, NC

1121 Smith Street

Albemarle, NC · 4,293 sqft

$575,900

Reduced from $599,900

  • 5Beds
  • 3.5Baths
  • 4,293SqFt
  • 1984Year
  • 212x175proxLot
  • 32Days on market

About this home

Welcome to Melchor Heights and one of the crown jewels of the neighborhood. Enter into this stunning executive style home and immediately notice the charming warm wood floors and spacious interior. Loads of character thru out the formal living room and wainscoted wall dining room. Fabulous den with rock fireplace and excellent built in bookshelves on either side of it. The kitchen is set up for those that love to cook and is a great place to gather with its oversize island and plenty of cabinets . Closets everywhere. The spacious owners suite is downstairs with plenty of privacy and enabling one level living. The upper level has 3 bedrooms and 2 full baths , perfect for guests or large family. Truly a bonus is a great flex space over the garage, ideal for media room , playroom , hobby room or mancave? What about a cave for the lady of the house ?!, no worries there is another fabulous flex space available for multiple uses. Spacious sideload garage with plenty of storage .Outside there is a nice yard with beautiful plantings and a deck off the kitchen , super for the grill and summer time entertaining. The home sincerely has something for everyone. Come look you will love it !

Property details

Beds
5
Baths
3.5
SqFt
4,293
Lot
212x175prox
Year built
1984
Type
Single Family
Days on market
32
Garage
2
Style
Traditional
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air, Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood

Features

  • Attic Walk In
  • Built-in Features
  • Kitchen Island
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,238/ month

Principal & interest
$3,566
Property tax (~1.05%)
$503
Homeowners insurance
$167
HOA dues

Down payment

$28,795 down · $547,105 financed

Income to qualify (28% rule)

~$181,654 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.