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John KurtzCharlotte · NC

Lancaster · Lancaster, SC

1128 5th Street

Lancaster, SC · 1,548 sqft

$284,000

  • 3Beds
  • 2.5Baths
  • 1,548SqFt
  • 2026Year
  • 26Days on market

About this home

This brand-new construction home offers a rare opportunity to own a modern, three-bedroom, two-and-a-half-bathroom residence for under $300k just minutes from the heart of downtown Lancaster. Currently under construction and scheduled for completion by the end of May, this home features a thoughtful open-concept layout designed for contemporary living. The main level includes a welcoming foyer, a convenient powder room, and a spacious living area that flows seamlessly into the dining space and a modern kitchen equipped with a center island. Upstairs, you will find a large primary suite along with two additional bedrooms, providing ample space for family or guests. Situated in a rapidly revitalizing pocket of the city, this property is surrounded by several other new construction projects, making it an ideal choice for buyers looking to build equity in an improving area. Enjoy the benefits of a fresh start with all the peace of mind that comes with new craftsmanship, all while staying close to the vibrant shops, dining, and culture of the downtown district.

Property details

Beds
3
Baths
2.5
SqFt
1,548
Lot
Year built
2026
Type
Single Family
Days on market
26
Heating
Central
Cooling
Central Air
Foundation
Slab

Features

  • Kitchen Island
  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,090/ month

Principal & interest
$1,758
Property tax (~1.05%)
$248
Homeowners insurance
$82
HOA dues

Down payment

$14,200 down · $269,800 financed

Income to qualify (28% rule)

~$89,580 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.