Spencer · Spencer, NC
1129 3rd Street
Spencer, NC · 1,098 sqft
$235,000
- 3Beds
- 2Baths
- 1,098SqFt
- 2026Year
- 1Days on market
About this home
Brand New construction! This stunning property boasts a gorgeous floor plan with amazing upgrades, including vaulted ceilings, Granite countertops, no carpet, tiled bathroom walls, and so much more. The backyard is spacious. Be sure to explore our other new construction homes in the area—you won’t want to miss this one! Take a look! This property may qualify for 100% financing, combined with two incentives grand from the lender of up to $5000 for closing cost assistance and $5,000 down payment assistance.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,098
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 1
- Heating
- Central, Electric
- Cooling
- Ceiling Fan(s), Central Air, Electric
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,729/ month
- Principal & interest
- $1,455
- Property tax (~1.05%)
- $205
- Homeowners insurance
- $68
- HOA dues
- —
Down payment
$11,750 down · $223,250 financed
Income to qualify (28% rule)
~$74,125 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.