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John KurtzCharlotte · NC

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Black Mountain · Black Mountain, NC

113 5th Street

Black Mountain, NC · 1,366 sqft

$725,000

Reduced from $750,000

  • 3Beds
  • 3Baths
  • 1,366SqFt
  • 1950Year
  • 42Days on market

About this home

Charming and full of character, this 2-bedroom, 2-bath cottage is ideally located just minutes from downtown Black Mountain. Thoughtfully updated and lovingly maintained, the home offers a warm, inviting atmosphere with a comfortable layout designed for easy everyday living. The spacious screened-in porch is the perfect place to unwind and enjoy the fresh mountain air, while the rear deck provides additional space for entertaining, grilling, or relaxing outdoors. Adding to the property’s appeal is a successful Airbnb cottage apartment tucked behind the home, offering excellent income potential, guest accommodations, or creative studio space. Convenient to the shops, dining, and charm of downtown Black Mountain, this property blends comfort, outdoor living, and investment opportunity in one special package.

Property details

Beds
3
Baths
3
SqFt
1,366
Lot
Year built
1950
Type
Single Family
Days on market
42
Style
Cottage
Heating
Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Crawl Space

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,335/ month

Principal & interest
$4,490
Property tax (~1.05%)
$634
Homeowners insurance
$211
HOA dues

Down payment

$36,250 down · $688,750 financed

Income to qualify (28% rule)

~$228,684 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.