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John KurtzCharlotte · NC

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Morganton · Morganton, NC

113 Falls Street

Morganton, NC · 2,473 sqft

$399,500

Reduced from $429,900

  • 4Beds
  • 3Baths
  • 2,473SqFt
  • 1948Year
  • 92Days on market

About this home

Perfect opportunity for those seeking a home with character and potential in a tranquil Morganton neighborhood! This comfortable residence welcomes you with an open and functional layout that flows naturally from room to room, offering generous living space and abundant natural light throughout. The kitchen provides plenty of cabinet storage and workspace that connects conveniently to the adjacent dining and living areas, creating a warm environment for everyday living and gatherings. Three bedrooms offer versatility and comfort, while the full bath is well-situated for family and guests alike. Updates and personal touches throughout reflect thoughtful care, and the fenced backyard presents a private outdoor setting ideal for relaxing, gardening, or enjoying summer evenings. With easy access to local schools, parks, shopping, and dining, this property blends the charm of established architecture with the convenience of central Morganton living. Move-in ready and brimming with promise!

Property details

Beds
4
Baths
3
SqFt
2,473
Lot
Year built
1948
Type
Single Family
Days on market
92
Style
Bungalow, Traditional
Heating
Central
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,940/ month

Principal & interest
$2,474
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues

Down payment

$19,975 down · $379,525 financed

Income to qualify (28% rule)

~$126,012 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.