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John KurtzCharlotte · NC

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East Spencer · East Spencer, NC

113 W Spencer Street

East Spencer, NC · 1,263 sqft

$229,900

Reduced from $235,000

  • 3Beds
  • 2Baths
  • 1,263SqFt
  • 2025Year
  • 123Days on market

About this home

Move in ready New construction with Home Warranty included and up to $10,000 in down payment assistance that may be available for eligible buyers through preferred lender! This 3 bedroom, 2 bathroom home features a clean, modern design throughout. A functional floor plan with a spacious primary suite with tray ceiling. The kitchen includes soft close white cabinetry, granite countertops, subway tile backsplash, and stainless steel appliances. Do not forget the Luxury vinyl plank flooring throughout the main living areas. This home is conveniently located near downtown Salisbury with easy access to shopping, dining, and I-85 !

Property details

Beds
3
Baths
2
SqFt
1,263
Lot
Year built
2025
Type
Single Family
Days on market
123
Heating
Central
Cooling
Central Air
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,692/ month

Principal & interest
$1,423
Property tax (~1.05%)
$201
Homeowners insurance
$67
HOA dues

Down payment

$11,495 down · $218,405 financed

Income to qualify (28% rule)

~$72,516 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.