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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

11316 Morgan Valley Lane

Charlotte, NC · 1,277 sqft

$325,000

Reduced from $330,000

  • 2Beds
  • 2.5Baths
  • 1,277SqFt
  • 2003Year
  • 26Days on market

About this home

Beautiful 2-bed, 2.5-bath townhome situated in the Covington at Providence community. The main level showcases an open-concept layout with luxury vinyl plank flooring, half bathroom, kitchen featuring abundant cabinet space and large island, a gracious dining area, and a comfortable living space with remote control gas fireplace. Step outside to discover a fenced patio area at the rear of the townhome, an idyllic setting for morning coffee or unwinding while entertaining friends after work. The upper level hosts a dedicated laundry area and 2 generously proportioned bedrooms with vaulted ceilings. The master is complete with a walk-in closet. Ideal location mere minutes from 485, Waverly, and the Providence Commons shopping center offering great convenience. if you're looking to add to your rental portfolio this is a great candidate. This residence perfectly blends upscale living with an unbeatable location. Refrigerator and garage door replaced within the past 2 years.

Property details

Beds
2
Baths
2.5
SqFt
1,277
Lot
Year built
2003
Type
Townhome
Days on market
26
Garage
1
Style
Traditional
Heating
Electric, Forced Air
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$330 / mo

Features

  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,721/ month

Principal & interest
$2,012
Property tax (~1.05%)
$284
Homeowners insurance
$94
HOA dues
$330

Down payment

$16,250 down · $308,750 financed

Income to qualify (28% rule)

~$116,656 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.