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John KurtzCharlotte · NC

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Sylva · Sylva, NC

114 Cool Water Trail

Sylva, NC · 2,740 sqft

$549,900

  • 3Beds
  • 2Baths
  • 2,740SqFt
  • 2004Year
  • 1Days on market

About this home

Tucked away in the peaceful mountain setting of Balsam, just over the Jackson County line and adjoining the Blue Ridge Parkway, this move-in ready home invites you to slow down and soak in the beauty of Western North Carolina. Start your mornings on the covered front porch, coffee in hand, listening to the soothing sounds of the nearby creek, and end your days unwinding on the large, private rear deck overlooking your fenced side yard. Inside, a thoughtfully designed split floor plan offers both privacy and spaciousness, fenced side yard. Inside, a thoughtfully designed split floor plan offers both privacy and spaciousness effortlessly into the dining area, creating an ideal space for gathering. The kitchen features abundant cabinetry, stainless steel appliances and intimate dining. The partially finished basement expands your living space with high ceilings, a mini split system, and plumbing already stubbed for a bath—perfect for a recreation room or media space. An oversized double garage provides ample room for storage, hobbies, or a workshop. This home blends comfort, functionality, and a connection to nature.

Property details

Beds
3
Baths
2
SqFt
2,740
Lot
Year built
2004
Type
Single Family
Days on market
1
Garage
2
Style
Ranch
Heating
Ductless, Heat Pump
Cooling
Ductless, Heat Pump
Foundation
Basement
Flooring
Tile

Features

  • Built-in Features
  • Kitchen Island
  • Open Floorplan
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,047/ month

Principal & interest
$3,405
Property tax (~1.05%)
$481
Homeowners insurance
$160
HOA dues

Down payment

$27,495 down · $522,405 financed

Income to qualify (28% rule)

~$173,453 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.