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John KurtzCharlotte · NC

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Cherryville · Cherryville, NC

114 Cross Creek Drive

Cherryville, NC · 1,846 sqft

$375,000

Reduced from $389,000

  • 3Beds
  • 2Baths
  • 1,846SqFt
  • 1987Year
  • 43Days on market

About this home

Lake access and Moss Lake amenities without the lakefront price tag!

Located in the Cross Creek subdivision near Moss Lake, this 3-bedroom, 2-bath home offers approximately 1,846 square feet on just over half an acre, with thoughtful updates throughout and a layout that feels both functional and comfortable. Recent improvements include new kitchen appliances, a brand new HVAC system, whole-house interior paint, a new front door, and a guest bathroom tub replacement. The septic system was also inspected and pumped in 2024 for added peace of mind.

The kitchen features generous cabinet and counter space and flows easily into the main living areas, making everyday living and entertaining simple. The spacious primary suite offers a comfortable retreat, while the primary bathroom features a large tile shower with an updated feel.

Outside, the updates continue with a new Trex back deck, new gutters, fascia and soffit, new front porch rails, and a vinyl privacy fence with a limited lifetime warranty. The fenced backyard offers plenty of usable space, and the attached 2-car garage includes a new garage door motor and springs. There’s also a utility building for additional storage.

Cross Creek residents enjoy access to a community common area with a boat ramp and boat slips on Moss Lake, and the sellers are even transferring their current boat slip to the new owners — making it easy to enjoy lake living from day one.

Schedule your showing today!

Property details

Beds
3
Baths
2
SqFt
1,846
Lot
Year built
1987
Type
Single Family
Days on market
43
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,759/ month

Principal & interest
$2,322
Property tax (~1.05%)
$328
Homeowners insurance
$109
HOA dues

Down payment

$18,750 down · $356,250 financed

Income to qualify (28% rule)

~$118,285 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.